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50 calculators
Business Finance Calculators
Calculate loan payments, debt coverage, amortization, balloon balances, and seller-financing terms for operating companies and acquisitions.
Debt Yield CalculatorCalculate property net operating income as a percentage of loan principal.SBA 7(a) Loan CalculatorEstimate an SBA 7(a) loan amount, equity contribution, payment, and debt service.SBA 504 Loan CalculatorEstimate bank, CDC/SBA, and borrower portions of an SBA 504 project.Business Loan CalculatorCalculate business-loan payments, total interest, and annual debt service.SBA Loan CalculatorEstimate SBA loan payments, equity injection, financed amount, and debt service.Commercial Loan CalculatorCalculate commercial-loan payments and balloon balances.Amortization CalculatorCalculate payment, total interest, and remaining loan balance.DSCR CalculatorCalculate debt service coverage ratio and cash flow after debt service.Balloon Payment CalculatorCalculate monthly payments and the remaining balloon balance.Seller Financing CalculatorModel seller-note payments, interest, and balloon balance.
Pricing and Profit Calculators
Set prices, understand margins, and calculate the sales volume required to cover costs and reach profit targets.
Price Elasticity CalculatorCalculate price elasticity of demand using the midpoint method.Price Per Unit CalculatorCalculate cost per unit and a selling price for a target gross margin.Operating Margin CalculatorCalculate operating income and operating margin from revenue and operating expenses.Markup vs Margin CalculatorCalculate markup and gross margin from the same cost and selling price.Contribution Margin CalculatorCalculate contribution per unit, contribution margin ratio, and total contribution.Cost Plus Pricing CalculatorCalculate a selling price by applying markup to unit cost.Net Profit Margin CalculatorCalculate net profit and net profit margin from revenue and total expenses.Profit Margin CalculatorCalculate gross profit and profit margin.Markup CalculatorCalculate markup percentage and selling price.Break-Even CalculatorCalculate break-even units and revenue.
Valuation and Return Calculators
Estimate business value, normalize earnings, and compare investment returns using SDE, EBITDA, DCF, ROI, and purchase multiples.
Future Value CalculatorCalculate the future value of a present amount with compound growth.Present Value CalculatorDiscount a future amount into its value today.IRR CalculatorEstimate the internal rate of return from an initial investment and annual cash flows.NPV CalculatorCalculate net present value from an initial investment and annual cash flows.Cash on Cash Return CalculatorCalculate annual pre-tax cash flow as a percentage of cash invested.Payback Period CalculatorEstimate how long constant annual cash flow takes to recover an initial investment.Business Valuation CalculatorEstimate a small business valuation range from normalized SDE or EBITDA.SDE CalculatorCalculate seller's discretionary earnings from net income and add-backs.EBITDA CalculatorCalculate EBITDA and EBITDA margin from operating results.Enterprise Value CalculatorCalculate enterprise value from equity value, debt, and cash.Discounted Cash Flow CalculatorEstimate present value from forecast cash flow, growth, discount rate, and terminal value.WACC CalculatorCalculate weighted average cost of capital from debt and equity assumptions.Purchase Price Multiple CalculatorCalculate implied SDE, EBITDA, and revenue purchase multiples.ROI CalculatorCalculate return on investment and annualized ROI.
Operating and Working Capital Calculators
Measure working-capital efficiency, inventory and collection cycles, acquisition performance, recurring revenue, and retention.
Working Capital CalculatorCalculate net working capital, current ratio, and quick ratio.Cash Conversion Cycle CalculatorCalculate the days cash is tied up across inventory, receivables, and payables.Inventory Turnover CalculatorCalculate average inventory, turnover, and days inventory outstanding.Days Payable Outstanding CalculatorCalculate accounts-payable turnover and average days to pay suppliers.Days Sales Outstanding CalculatorCalculate receivables turnover and average collection days.ARR CalculatorCalculate annual recurring revenue and net new ARR.Burn Rate CalculatorCalculate historical monthly cash burn and estimated runway.CPM CalculatorCalculate cost per thousand impressions.ROAS CalculatorCalculate return on ad spend.CTR CalculatorCalculate click-through rate.CPA CalculatorCalculate cost per acquisition.Customer Lifetime Value CalculatorEstimate customer lifetime value.Churn Rate CalculatorCalculate customer churn rate.MRR CalculatorCalculate monthly recurring revenue.
Business Acquisition Calculators
Test whether a small-business acquisition pencils after valuation, buyer equity, debt service, seller financing, and operating cash flow.